JANGIR DÉCOR(jangirdecor.in) ensures that every transaction you conduct with us is in a safe and secure environment. We value the trust you place in us. Please read this document on payments and how we ensure security.

What are the payment options which JANGIR DECOR provides me?

  • At JANGIR DECOR you can shop with any of the following options On our website:
  1. Visa, Mastercard and American Express Credit Cards.
  2. Debit card for more than 50 banks.
  3. Credit Card EMIs at 12% interest for Citibank and HDFC Credit Cards as per RBI mandate which will be chargeable to the customer.
  4. We currently support Net banking for 35 banks including all major banks like ICICI, HDFC, Citibank, SBI, Axis etc.

How do I buy an Jangir Decor product on EMI?

  • We offer credit card EMIs at 12% interest on Citibank and HDFC Credit Cards as per RBI mandate which will be chargeable to the customer.

    You will be required to pay the amount of your order in a specified number of installments through your credit card. JANGIR DECOR via ATOM offers multiple options for EMI on Credit Cards.

    Once you’ve added the desired items into your cart, proceed to checkout as usual. When prompted to choose a ‘Payment Option’, select ‘EMI’. Choose the card and the plan of your choice and enter your credit card details. Once the payment is authorized, your order will be processed and shipped. You will need to pay the total amount, in selected number of installments, as per your credit card billing cycles.

What should I keep handy for my online transaction?

  1. For Credit Cards keep your card which has the details of card holder name, number, CVV and expiry date. Apart from this you also need to have your 3D secure password / OAC.
  2. For Debit Cards keep your card which has the details of card holder name, number, CVV and expiry date. You will be redirected to the bank site for 3D secure authorization. So keep your OAC or IPIN handy as well.
  3. For Net Banking you need to keep your account number as well as your IPIN handy.
  4. During the payment process using netbanking you may be redirected to your bank website. Once your transaction is completed you will be brought back to the Jangir Decor website with your order details which you can keep a copy of.
  5. Never press the browser back button when the transaction is still currently being done.
  6. Information passed on to payment gateway is accurate i.e.: account details, billing address, password (for net banking)
  7. Your Internet connection is not disrupted in the process

Is it safe to use my credit card, debit card or net banking?

  • Absolutely. Shopping with JANGIR DECOR is completely safe. Transactions with JANGIR DECOR are via the payment gateway ATOM, which is both VeriSign Secured® as well as PCI compliant. The VeriSign Secured® Seal is the most trusted security mark on the Internet. PCI stands for Payment Card Industry and ATOM is compliant with the global information security standards defined for organizations which handle cardholder information. Be assured that your card or account information is encrypted as it travels over the Internet making it well and truly safe.

Does JANGIR DECOR store my card or account information?

  • JANGIR DECOR does not collect or store your account information at all. Your transaction is authorized at multiple points, first by ATOM and subsequently by Visa/Mastercard/American Express/Banks directly without any information passing through us.However we monitor and review transactions on an on-going basis, to identify potentially fraudulent situations and take immediate corrective steps to mitigate/limit any damage caused/likely to be caused from the same.

Will I be asked to share card information, account information or passwords over phone or email?

  • The JANGIR DECOR team will never request you to share any of your payment details over email or over phone. The only time when you may be asked for your 16 digit card number is if you apply for a loan with Bajaj Finance Limited.

What other things should I keep in mind during an online transaction?

  1. During the payment process using netbanking you may be redirected to your bank website. Once your transaction is completed you will be brought back to the Jangir Decor website with your order details which you can keep a copy of.
  2. Never press the browser back button when the transaction is still currently being done.

How will transactions on Jangir Decor appear on my Credit Card / Bank statements?

  • All transactions on jangirdecor.in will be under the heading of “Ibibo-jangirdecor.in” on your Credit Card / Bank statements.

What should I do if a transaction fails?

  • Transactions could fail due to multiple reasons. Please check for the following:

If your account has been debited after a payment failure, it will be rolled back within 10 working days. Please direct all questions and further clarifications regarding the above statement to info@jangirdecor.in